Term Business Loan In India

Business owners can avail term loans for a pre-determined term. They are useful for small business when they require funding for a well-defined and time-bound tenure. The terms have a specific repayment schedule, and they come with floating or fixed interest rates. Based on the duration, term loans can be short-term loans or long-term loans. We offer unsecured term loans for a variety of purposes, such as buying new machinery, increasing working capital, and leasing new office place.

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Last year’s Sales?
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instant business loan

ZipLoan is the Lender of Choice for Small Businesses.

Minimal Documentation

No balance sheet needed

Collateral Free Loan

For a business with turnover of 10L+

Receive Funds within 3 Days

Straight into your account

No Prepayment Charges

After first 6 months

Benefits of Term Loans

Our term loans come with the following benefits:

  • Flexible Tenor: our term loans come with flexible repayment tenure, ranging from 12 months to 24 months. You can choose the term loan tenure as per your business financials and repay the loan amount in easy monthly instalments.
  • Unsecured Loan: we offer unsecured term loans for small business owners in India. This means you don’t need to hypothecate your property with us to avail the loan facility.
  • Quick Approval: we offer fast approvals for all our loan products. We offer same-day loan application approvals and disbursement in just three days*. You will be kept updated throughout the time through SMSs and emails.

Online Access: you can apply for a loan with us online through our website or Application. Besides, through the App, you can get online access to the loan statement anytime and from anywhere.

Term Loan Eligibility Criteria

We offer business loans at easy to meet eligibility criteria:

Required Documents

How to apply for a Term Loan Online?


Solving Real problems

Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

Kanchan Lata

I approached Ziploan for an equipment finance loan because they required no collateral. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?