No balance sheet needed
After first 6 EMIs
Straight into your account
ZipLoan understands that not all small businesses can provide a collateral to avail collateral flexi loan. We offer a flexi business loan without collateral to help small businesses grow. Our short-term collateral-free business loan is perfect for small businesses. The best part of our business loan is that the application process is completely online and the borrower is not required to visit in person.
Capital is the most important thing that comes to everyone’s mind when one thinks about running a successful small business. Business offers many situations when cash crunches can happen like customer or purchaser may not pay the bills on time or you may have an urgency to buy inventory. For many situations like this, MSME & SME loan is the best and the most-recommended option! However, as many may think that a business loan taking process may take time and this may cause them inconvenience in case of urgent financial requirements, here is a new-age business loan - Flexi Business Loan.
A flexi business loan is a type of business loan where the borrower gets a credit line and he can use it at the time of need. He can use the credit at the time of unexpected cash requirements, equipment purchase, and business expansion. The borrower can use the finances to the sanctioned limits and will be only charged interest on what he has utilized.
ZipScore: We do not only follow the CIBIL norms nut calculate the borrower’s eligibility in a holistic way with our own holistic credit rating process called ZipScore.