Benefits of Self-Employed Business Financing from ZipLoan
The following are the benefits of availing of a self-employed business loan from us:
- Manage Working Capital Efficiently: Our MSME loan will help you accelerate your consulting business growth by purchasing new products, office revamping, and streamlining your working capital.
- Business Expansion: With quick consulting funding from ZipLoan, you can get ahead with production, product marketing, and expand your supply network as well.
- Raise Credibility: With our hardware business loan scheme, you can boost your business and deliver the order on time that will increase your credibility in the market.
Eligibility Criteria for Self-Employed Business Loan for Architects and Consulting Business
To allow as many businesses as possible to qualify for our self-employed finance, we have made our eligibility criteria are simple.
- The business has been established for more than two years.
- Minimum annual turnover of Rs. 10 lakhs in the previous year.
- There must be no default history for the business.
- ITRs from last year should exceed Rs. 1.5 lakhs.
- Either the borrower owns a house or a business.
Documents Required for Sanitaryware Shop Loans
| Proprietorship | Partnership | Pvt. Ltd. / LLP / One Person Company |
---|
Bank statement (12 months) | ✓ | ✓ | ✓ |
Business registration proof | ✓ | ✓ | ✓ |
PAN Card | ✓ | ✓ | ✓ |
Aadhar Card | ✓ | ✓ | ✓ |
ITR of the previous two years | ✓ | ✓ | ✓ |
Self-Employed Business Loan Fees & Interest Rate
Customized Interest Rates | Yes |
Loan Tenure | up to 36 months |
Pre-closure charges | Nil** after paying the first 6 EMIs |
Eligibility Criteria | Annual turnover more than Rs.10 lakh |
Loan Amount | ₹ 1 Lakh – ₹ 7.5 Lakh |
How to Apply for a Self-Employed Loan
Here are three steps process to self-employed business loan apply online from ZipLoan:
- Submit Application - Fill out our simple application to get an automobile loan to offer.
- Upload Documents - Verify your documents by uploading a digital copy.
- Get Sanctioned - Get approved and disbursed in 3 days*.