Working Capital Loan

ZipLoan offers working capital loans to small businesses on easy to meet terms and conditions. We require minimal documentation and disburse the amount within a few working days. We are committed to offering the best financial loan services to our customers and build enduring relationships with them.

How old is your business?

This is required.

Last year’s Sales?

This is required.

First Name
Last Name
Name your city
Minimal Documentation

No balance sheet needed

Collateral Free Loan

For a business with turnover of 10L+

Receive Funds within 3 Days

Straight into your account

No Prepayment Charges

And you pay back in easy EMI’s

Apply for NBFC Working Capital Loan in India

An NBFC business loan is an ideal option for people who cannot offer collateral to back collateral business loan offered by most traditional institutions. ZipLoan offers unsecured business loan at very attractive interest rates and requires very minimal documentation. All the business loans offered by ZipLoan are tailored to the needs of growing small businesses.


ZipLoan is the Lender of Choice
for Small Businesses.

ZipLoan - Best Working Capital Loan Provider in India

A small business may witness a growth opportunity at any time. However, it at times also witnesses financial crunch, may be due to late payment by the client or for any another reason. In such cases, it suffers a financial crisis and requires funds to finance its everyday operations.

A working capital loan suits best to their needs. It is taken to finance the day-to-day operations of a company. This type of business loan is not used to buy or upgrade equipment or machinery but to cover accounts payable, salaries, wages, etc. Usually, working capital loans are designed for small and medium enterprises with cyclical sales model.

ZipLoan working capital loans are specially designed for small and medium business owners who otherwise could not avail a collateral business loan from traditional lending institutions, such as banks. Our fast business loan disbursement process ensures that the MSMEs can have a quick access to working capital loans and that too at very reasonable prices. Small businesses can utilize the business loan amount to increase their inventory, hire staff, pay pending bills, etc.

ZipLoan offers business capital loans of up to INR 1-5 Lacs. The borrower can easily repay the working capital loan in 12-24 months according to their pocket. Also, we do not charge prepayment penalty, the borrower can partially or completely repay full business loan amount before its tenure, after 3 EMI (excluding pre-EMI) without any penalty.

How to Avail a Working Capital Finance in India?

Follow 4 easy steps to avail a working capital loan:

  • Meet Eligibility Criteria: Check and meet the eligibility for business loan on our website.

  • Apply Online: Apply for a working capital loan online on our website or App, ZipLoan. Just duly fill the business loan application form with correct and relevant information.

  • Submit Documents: Upload the soft copies of all the required documents on our website or App.

  • Loan Approval: Our documentation process for a business loan is quick. We check the borrower’s creditworthiness through our own holistic credit evaluation process and do not follow the CIBIL score norms.

  • Get Quick Business Loan: We disburse the small business loan within a few days after you sign the contract with us.


Solving Real problems

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Ram Yadav

I have been running my business for over twelve years but have not been able to undertake expansion activities. I applied to Ziploan and they cleared my loan application in a very short span of time.

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Kanchan Lata

I approached Ziploan for an equipment finance loan because they required no collateral. Their eligibility criterion was easy to fulfill because it required only 2 years ITR and 10 lacs of annual banking credit.

Ready for Ziploan to
empower your business ?